Plan features 🧰

Roth: ✅

Megabackdoor Roth: ✅ (what's this?)

Self-directed Brokerage Link: ✅ (what's this?)

Custodian: Vanguard

Match: 50%

Vesting schedule: Immediate

Plan rating 🏆

5.0

When it comes to retirement savings, Google employees have access to the pinnacle of plans. The plan features an eye-popping 50% match with immediate vesting, representing $11,500 of free money, every year. Novice and advanced investors alike enjoy a broad lineup of popular, institutional class index funds. Employees also have the opportunity to invest in the self_directed brokerage, which opens up a vast universe of investment options. To top it off, ex-employees enjoy $0 administrative and record keeping services after leaving the company, making this plan a fantastic long-term investment vehicle. For all these reasons, Google's 401(k) plan earns the highest possible score of 5.0.